NCPERS
Life Insurance
Plan Year & Enrollment
The benefit plan year starts September 1st and ends August 31st. Once you have enrolled in the plan, the plan will automatically renew each year. You may cancel this voluntary benefit at any time.
2024-25 Plan Year Updates
There are no plan changes or premium increases for NCPERS Decreasing Term Life Insurance plan for the 2024-25 plan year.
2023-24 NCPERS Plan Overview.mp42023-24 NCPERS Group Decreasing Term Life Insurance Plan Overview
Watch this video (4:23 minutes) to learn more about NCPERS Group Decreasing Term Life Insurance. This video will include the following topics:
Benefits At-A-Glance
Beneficiaries
Benefit Plan Documentation
2023-24 NCPERS Spring Enrollment Letter to Employees.pdfNCPERS Spring Enrollment Letter to Employees
Please review this letter for helpful information regarding the NCPERS Group Decreasing Term Life Benefit offered during Spring Enrollment
NCPERS PERSI (ID) $16 Brochure.pdfNCPERS Brochure
NCPERS (MB) - Beneficiary Form_2023.pdfNCPERS Beneficiary Change Form
NCPERS (MB) - Change of Address Form.pdfNCPERS Change of Address Form
To be eligible for coverage, dependents must meet the eligibility requirements:
The insured member's spouse or domestic partner.
Unmarried children up to age 26 are covered, including adopted children, stepchildren, and foster children who depend on you for support. Dependents in the military service are not eligible.
Please note: insurance coverage for a child will not end at age 26 if the child is then mentally or physically incapable of earning a living and meets the definition of Qualified Dependent.