Accident Insurance

About Accident Insurance

Accident Insurance is a voluntary benefit offered through Sun Life that provides financial protection in the event of a covered injury. It helps offset unexpected out-of-pocket expenses such as emergency treatment, hospital stays, or medical exams due to an accident. This coverage can provide peace of mind for you and your family when the unexpected happens.

Plan Year & Enrollment

The Accident Insurance plan year runs from September 1 through August 31.

Once enrolled, your coverage will automatically renew each year unless you take action during the annual Spring Enrollment period or experience an IRS-qualifying life event that allows mid-year changes under the district’s Cafeteria Plan.

You may cancel this voluntary benefit at any time.

For additional details about enrollment, eligibility, or making changes, please visit the Benefits webpage.

Eligibility

For information about employee eligibility, please visit the Benefits webpage.

Dependent Eligibility

Dependents are eligible for coverage if they meet the following criteria:

• Spouse: A person who is legally married to the employee under Idaho law.

• Children:

  • Unmarried or married children under the age of 26.

  • Children age 26 or older who are:

    • Unable to support themselves due to an intellectual, developmental, or physical disability; and

    • Primarily dependent on you for financial support.