Long Term Disability

2022-23 Long Term Disability Plan Overview
Cigna Voluntary LTD - Summary for Certified Employees - VDT962594_02sum.pdf

Administrative & Certified Employees Long Term Disability

Summary of Benefits

Cigna Voluntary LTD - Employee Certificate for Certified Employees - VDT962594c02.pdf

Administrative & Certified Employees

Long Term Disability

Certificate of Insurance

Cigna Voluntary LTD - Summary for Classified Employees - VDT962594_01sum.pdf

Classified Employees

Long Term Disability

Summary of Benefits

Cigna Voluntary LTD - Employee Certificate for Classified Employees - VDT962594c01.pdf

Classified Employees

Long Term Disability

Certificate of Insurance

When do benefits begin?

This benefit begins:

  • If elected, the first of the month following 30 days of employment.

  • If elected 31 days after the employee becomes eligible, or 31 days after a Life Status Change, the plan is effective on the latest of the following dates:

    • The Policy Effective Date.

    • The date the employee authorized payroll deduction.

    • The date the completed enrollment form is received by the Employer or Cigna.

If the enrollment form is received more than 31 days after the employee becomes eligible, the employee must satisfy the Insurability Requirement before the insurance is effective. If approved, the insurance is effective on the date Cigna agrees in writing to insure the employee

If the employee is not in an “active” status on the date the insurance would otherwise be effective, it will be effective on the date the employee returns to any occupation for the District on a full-time basis.